The Financial Philosophers
We're here to help YOU learn how to grow, protect and use your money! We seek to empower You with the knowledge to apply specific financial strategies towards your ideal life, in connection with your deeply held values and goals. As professional financial planners with more than 10 years of experience, we embrace nuance and are willing to approach finance in unconventional ways. We strive to put thoughtfulness and intention behind every dollar we use and search for that perfect balance between planning for your future self and living in the moment. Chris is a CFP® professional, and Danny is a CFP® Candidate for Certification. We hope you enjoy the podcast, welcome your feedback, and can't wait to Philosophize these Finances!
For the video version of this podcast, check out our YouTube channel:
https://www.youtube.com/@financialphilosophers
To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.
Patreon:
patreon.com/TheFinancialPhilosophers
Episodes
107 episodes
Is a 50-Year Mortgage a Good Idea? - Episode 92
In today's episode, Chris and Danny discuss the newly proposed 50-year mortgage and what it could mean for homeowners and the housing market. While a 50-year loan could lower monthly payments, it may not be worth the trade-offs, such as slower ...
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Season 3
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Episode 27
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36:34
When Tax Deductions Don't Make Sense - Episode 91
In today's episode, Chris and Danny dig into the truth about tax deductions, what they are, why they matter, and how they can sometimes be overrated. Too often, people chase deductions without realizing they’re spending a dollar just to save a ...
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Season 3
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Episode 26
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26:39
Understanding the DNA of Every Investment - Episode 90
In today's episode, Chris and Danny focus on the core characteristics of every investment. From liquidity and guarantees to predictability and control, they break down how different assets behave on a fundamental level. No matter what type of a...
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Season 3
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Episode 25
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39:31
Financially Surviving the Government Shutdown in 2025 - Episode 89
In today’s episode, Chris and Danny discuss the government shutdown, its potential impact on your finances, and practical steps you can take to navigate the situation. Don’t lose hope, as there are always solutions to explore!
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Season 3
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Episode 24
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20:10
Expensive Things You Should Be Buying: A Financial Planner's Perspective - Episode 88
In today's episode, Chris and Danny discuss the importance of intentional spending and prioritizing quality over quantity. Much of financial planning focuses on being frugal, spending less, and saving more. However, it's equally important to re...
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Season 3
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Episode 23
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28:30
The Trials of Buying a Car, and the Perils of the Dealership - Episode 87
In today's episode, Chris and Danny discuss the current challenging vehicle market, and how one can better navigate the process of buying a car. Topics discussed include: current interest rates, vehicle prices, strategic down payment strategies...
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Season 3
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Episode 22
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54:54
Leveraging The New Tips Deduction For High-Paying Part Time Jobs - Episode 86
In today’s episode, Chris and Danny discuss the new Tips Deduction that was introduced as part of the One Big Beautiful Bill Act. How does this new deduction work? What are the important rules to be aware of? What are the limitations? Does this...
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Season 3
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Episode 21
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21:42
New Tax Laws: Unpacking The One Big Beautiful Bill (Part 3) - Episode 85
In today’s episode, Chris and Danny finish their discussion around the new tax legislation (i.e., The One Big Beautiful Bill Act). In this third episode, they unpack several additional key updates: changes made to student loans and ...
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Season 3
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Episode 20
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36:45
New Tax Laws: Unpacking The One Big Beautiful Bill (Part 2) - Episode 84
In today’s episode, Chris and Danny continue their discussion around the new tax legislation (i.e., The One Big Beautiful Bill Act). In this second episode, they unpack several additional key updates: the expansion of the QBI deduct...
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Season 3
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Episode 19
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26:22
New Tax Laws: Unpacking The One Big Beautiful Bill (Part 1) - Episode 83
In today's episode, Chris and Danny begin a two-part series exploring what’s inside the new tax legislation (i.e., The One Big Beautiful Bill Act) that's been making headlines.In this first episode, they unpack several key updates: the p...
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Season 3
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Episode 18
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29:45
Investing in Collectibles with Shawn Surmick (Reserved Investments) - Episode 82
In this episode, Chris and Danny sit down with Shawn Surmick, founder of Reserved Investments, for an insightful deep dive into the world of collectible investing. From vintage toys, graded video games, and LEGO sets to rare coins and fine art,...
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Season 3
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Episode 17
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54:58
When to Claim Social Security: Helping Your Parents (and Planning for Yourself) – Episode 79
In today’s episode, Chris and Danny dive into the complex decision of when to claim your Social Security benefits. Should you claim early, or is it better to wait? What are the financial implications of each choice, and how do they impact your ...
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Season 3
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Episode 14
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41:15
Buying or Selling a Small Business - Episode 78
In this episode, Chris and Danny dive into the complexities of buying and selling small, closely-held family businesses. The pursuit of personal gain often leads both buyers and sellers down paths that result in less-than-ideal outcomes. One of...
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Season 3
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Episode 13
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36:00
Buying Individual Stocks - Episode 77
In today's episode, Chris and Danny discuss the pros, cons, and important nuances around buying individual stocks. Many people love to buy stocks in the companies they know and love. However, most people don't understand what they actually own,...
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Season 3
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Episode 12
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33:47
What Returns Should We Expect from the Market? - Episode 76
In today's episode, Chris and Danny answer an important question from one of their listeners about what kind of returns we should expect in the market. Many people are left wondering where their extra dollars should go. Should you invest it? Sh...
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Season 3
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Episode 11
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32:15
How Will Tariffs Affect You? - Episode 75
Let's talk about Tariffs. What are they, how might they affect us, and what steps can we take to prepare for them?
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Season 3
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Episode 10
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38:11
This is NOT Financial Advice - Episode 74
In today's episode, Chris and Danny talk about the culture around the phrase "this is not advice." This phrase is used everywhere, and it often leaves the general public confused and frustrated. Chris and Danny peel back the curtains and talk c...
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Season 3
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Episode 9
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29:35
Is Buying a House with Friends a Good Idea? - Episode 73
In today's episode, Chris and Danny discuss the pros and cons of co-purchasing a home with friends. Home prices are expensive, and it can be tempting to pool assets and income with friends to more easily afford a house. Is this a good idea? Wha...
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Season 3
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Episode 8
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37:27
How Having Children Affects Your Finances - Episode 72
In today's episode, Chris and Danny discuss how one's finances change when starting a family. Topics include: the impact on expenses and income, how one's health may be affected, and how personal and financial goals may change. This is a great ...
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Season 3
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Episode 7
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48:02
Surviving the IRS, with Tax Attorney Stephen Weisberg - Episode 71
In today's episode, Chris and Danny have a discussion with Stephen Weisberg. Stephen is the owner and lead tax attorney at The W Tax Group, which is a full-service, attorney-based tax resolution firm that specializes in resolving IRS and state ...
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Season 3
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Episode 6
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32:40
How to Make Yourself Financially Bulletproof - Episode 70
There are many things that can derail your finances. Some things can even lead to your financial ruin. In today's episode, Chris and Danny discuss ways to protect your finances and build up your own financial fortress. This is a very atta...
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Season 3
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Episode 5
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39:24
Forced Savings Tactics: Listen to this if You Struggle To Save - Episode 69
In today's episode, Chris and Danny discuss 5 methods to help force better savings habits. Many people have enough income to save, but struggle to do so due to overspending. It's important to remember that our financial behaviors make up half t...
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Season 3
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Episode 4
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33:25
Financial Rationale is More Important than Financial Outcomes - Episode 68
In today's episode, Chris and Danny take a more philosophical turn on personal finances. Many people put so much emphasis on the outcomes of their financial actions, and use those outcomes as justification for whether they made the "right" or "...
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Season 3
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Episode 3
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35:26