The Financial Philosophers
We're here to help YOU learn how to grow, protect and use your money! We seek to empower You with the knowledge to apply specific financial strategies towards your ideal life, in connection with your deeply held values and goals. As professional financial planners with more than 10 years of experience, we embrace nuance and are willing to approach finance in unconventional ways. We strive to put thoughtfulness and intention behind every dollar we use and search for that perfect balance between planning for your future self and living in the moment. Chris is a CFP® professional, and Danny has just completed his CFP® education curriculum. We hope you enjoy the podcast, welcome your feedback, and can't wait to Philosophize these Finances!
For the video version of this podcast, check out our YouTube channel:
https://www.youtube.com/@financialphilosophers
To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.
Patreon:
patreon.com/TheFinancialPhilosophers
Episodes
85 episodes
How to Make Yourself Financially Bulletproof - Episode 70
There are many things that can derail your finances. Some things can even lead to your financial ruin. In today's episode, Chris and Danny discuss ways to protect your finances and build up your own financial fortress. This is a very atta...
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Season 3
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Episode 5
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39:24
Forced Savings Tactics: Listen to this if You Struggle To Save - Episode 69
In today's episode, Chris and Danny discuss 5 methods to help force better savings habits. Many people have enough income to save, but struggle to do so due to overspending. It's important to remember that our financial behaviors make up half t...
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Season 3
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Episode 4
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33:25
Financial Rationale is More Important than Financial Outcomes - Episode 68
In today's episode, Chris and Danny take a more philosophical turn on personal finances. Many people put so much emphasis on the outcomes of their financial actions, and use those outcomes as justification for whether they made the "right" or "...
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Season 3
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Episode 3
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35:26
Preparing for 2025 Tax Law Changes - Episode 67
In today's episode, Chris and Danny discuss the potential upcoming tax law changes in 2025. There are a lot of tax topics being discussed in DC, but nothing has been finalized. A lot can change between now and the end of the year, and it is imp...
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Season 3
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Episode 2
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39:28
Financial Thoughts for Federal Employees and Changing Jobs - Episode 66
2025 is here and a lot is happening! In today’s episode, Chris and Danny talk through the rapid developments surrounding federal workers and their job security. Many people are worried about layoffs, firings, and department changes. There is a ...
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Season 3
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Episode 1
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39:15
Our Best Financial Ideas from 2024 - Episode 65
As 2024 is coming to an end, Chris and Danny have a discussion about someof their favorite nerdy financial topics. Today's episode is a great recap (and introduction, if you're new to the show) of some important financial concepts ...
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Season 2
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Episode 36
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1:03:07
Financial Apocalypse? How To Prepare for 2025 and Beyond - Episode 64
There’s a lot going on right now. A new political administration is taking over in 2025, inflationary pressures continue to persist, costs continue to remain high, there’s a war between Russia and Ukraine, and there are escalating tensions in t...
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Season 2
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Episode 35
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41:37
Health Insurance Marketplace Plans & The Premium Tax Credit - Episode 63
In today's episode, Chris and Danny discuss the health insurance marketplace plans and the premium tax credit. Specifically, you will learn where and how to sign up for a plan, who should consider a health insurance marketplace plan, the import...
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Season 2
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Episode 34
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39:18
How to Prepare for a Long Distance Move and Job Change - Episode 62
In today's episode, Chris and Danny discuss the nuances of long distance moving and changing jobs. What are the types of expenses to be aware of? What is the best way to manage and handle those expenses? How might one's insurance coverages be a...
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Season 2
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Episode 33
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48:19
Estate Planning Basics You NEED to Know - Episode 61
In today's episode, Chris and Danny have a high-level discussion about estate planning. Planning for your death or incapacitation is never easy. In fact, most people put it off and simply cruise by in life without ever building a plan for how t...
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Season 2
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Episode 32
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53:10
Why Inherited IRA's Might be Your Biggest Headache - Episode 60
In today's episode, Chris and Danny have a discussion about the issues with inheriting an IRA. IRAs are a common type of account. Most people have one. Everyone also dies at some point, so the chances of someone inheriting an IRA (and having to...
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Season 2
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Episode 31
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33:18
Financial Planning with ChildFree Wealth® - Episode 59
The Childfree Guide to Life & Money by Dr. Jay Zigmont, CFP®
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Season 2
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Episode 30
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35:25
Your Choice of Spouse May Determine Your Financial Success...or Failure - Episode 58
In today's episode, Chris and Danny explore the importance of discussing finances with your current or future spouse. In fact, your choice of spouse may be one of the most important financial decisions you ever make. The alignment or misalignme...
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Season 2
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Episode 29
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45:34
Understanding Sequence of Returns Risk - Episode 56
In today's episode Chris and Danny discuss the nuances of sequence of returns risk, who it applies to, the importance of raising awareness about it, and some steps one can take to mitigate it. Sequence of returns risk affects everyone, whether ...
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Season 2
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Episode 27
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52:13
Can We Monetize Our Hobbies? Better Yet, Should We? - Episode 55
In today's episode, Chris and Danny discuss the pros and cons of turning your hobbies into side hustles for extra income. There are many different ways to monetize your hobbies, but not every method is going to work for everyone. Furthermore, j...
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Season 2
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Episode 26
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51:51
5 Steps to Survive a Market Crash - Episode 54
In today's episode, Chris and Danny cover the top 5 things you should do to survive a market crash. Market volatility can be very stressful, and nobody likes to see red in their investment accounts. During these times of stress, people are more...
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Season 2
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Episode 25
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29:32
How To Achieve FIRE & Retire Early As A Travel Nurse - Episode 53
In today's episode, Chris and Danny discuss the unique opportunities available to travel nurses who want to achieve FIRE. They cover a laundry list of pros and cons to consider with these types of jobs, as well as who it might be good for. Whet...
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Season 2
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Episode 24
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42:42
The Best Debt Repayment Strategies - Episode 52
In today's episode, Chris and Danny discuss the best debt repayment strategies to consider when tackling debt. Those debt repayment strategies are the Debt Snowball Method, Debt Avalanche Method, and Cash Flow Index (CFI) Method. All three meth...
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Season 2
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Episode 23
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40:10
A Deep Dive Into Disability Insurance, And Why You Should Have It - Episode 51
In today's episode, Chris and Danny discuss the importance of disability insurance and all of the nuances that come with it. Disability insurance is often ignored, yet it happens to be one of the most crucial types of insurance someone should c...
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Season 2
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Episode 23
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52:51
A Financial Thought Experiment: Thinking In Years Saved, Not Dollars Saved - Episode 50
In today's episode, Chris and Danny discuss a financial thought experiment. How much money do you need to save to earn one year of financial independence or retirement? Thinking in very large numbers is counter-intuitive to most people. However...
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Season 2
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Episode 22
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19:51
When Should You Actually Use Your Emergency Fund? - Episode 49
In today's episode, Chris and Danny have a discussion about when it is (or is not) appropriate to use your emergency fund. Having an adequate emergency fund is the foundation of good financial health, and it is important to make judicious use o...
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Season 2
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Episode 21
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45:20
How to Earn $2,500 with One PTO Day - Episode 48
In today's episode, Chris and Danny challenge you to earn is as much money as you can by taking one PTO day and doing some financial spring cleaning. Do you think $2,500 is an unrealistic number? You might be surprised by how much you can make!...
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Season 2
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Episode 20
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17:46
The $50,000 Challenge: Can You Do It? - Episode 47
Chris and Danny have a challenge for you. The $50,000 Challenge. Do you think you can handle it? Approximately 60% of Americans cannot come up with $1,000 in an emergency. Furthermore, approximately 60% of Americans have less than $50,000 saved...
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Season 2
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Episode 19
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18:33
Exploring the Diversification Puzzle: How Important is Diversification? - Episode 46
Everyone has heard the term "diversification" before. Most people have also been told it is important to be "diversified" in their portfolio. However, most people do not fully understand what diversification means. In today's episode, Chris and...
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Season 2
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Episode 18
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47:21